Welcome to AutoLoanAmarica.com. By accessing and using our website and services, you agree to be bound by the following terms and conditions (the “Terms”). Please read them carefully. If you do not agree with any part of these Terms, you should not use our website or services.
1. Services Offered AutoLoanAmerica.com provides financial advisory and consultancy services, including but not limited to truck loan consultation, grant assistance, and financial planning. Our services are intended to assist you in making informed financial decisions based on your individual needs and circumstances.
2. Eligibility Our services are available to individuals and businesses who can form legally binding contracts under applicable law. By using our services, you represent that you have the authority to enter into these Terms on behalf of yourself or the entity you represent.
3. User Responsibilities
- Accurate Information: You agree to provide true, accurate, current, and complete information about yourself and your financial situation as requested by our advisors.
- Confidentiality: You are responsible for maintaining the confidentiality of any advice or information provided during your consultation, except as expressly permitted by these Terms or as required by law.
- Compliance with Laws: You agree to use our services in compliance with all applicable laws and regulations.
4. Intellectual Property All content, trademarks, services marks, trade names, logos, and icons are proprietary to AutoLoanAmarica.com. Use or misuse of these trademarks is expressly prohibited and may violate federal and state trademark law.
5. Privacy Policy Our Privacy Policy, as it may change from time to time, is a part of these Terms and describes how we collect, use, and protect your personal information.
6. Limitation of Liability AutoLoanAmarica.com and its advisors shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from the use or inability to use our services.
7. Indemnification You agree to indemnify and hold AutoLoanAmarica.com, its officers, directors, employees, and agents harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of our services.
8. Digital Communication By using our services, you consent to receive communications from us electronically, such as emails, texts, or notices on our website, and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.
9. Amendments We reserve the right to amend these Terms at any time by posting the amended terms on our website. Your continued use of the website and services constitutes acceptance of the amended Terms.
10. Governing Law These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which our firm is registered, without giving effect to any principles of conflicts of law.
11. Dispute Resolution Any disputes arising out of or related to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.
12. Contact Information For any questions or concerns regarding these Terms, please contact us at support@autoloanamarica.com or 312-416-8673
Registration Policies
13. User Registration To access certain features of our services, you may be required to register with AutoLoanAmarica.com. By registering, you agree to the following:
- Eligibility: Registration is available to both individuals and legal entities. Individuals must be of legal age to form binding contracts. Entities must be legally recognized and have the authority to enter into contracts.
- Account Information: During the registration process, you will be asked to provide certain personal information. You agree to provide accurate, current, and complete information about yourself as prompted by the registration form and to maintain and promptly update this information to keep it accurate, current, and complete.
- Username and Password: As part of the registration process, you will create a username and password. You are responsible for maintaining the confidentiality of your password and account and are fully responsible for all activities that occur under your password or account. You agree to (a) immediately notify AutoLoanAmarica.com of any unauthorized use of your password or account or any other breach of security, and (b) ensure that you exit from your account at the end of each session. AutoLoanAmarica.com cannot and will not be liable for any loss or damage arising from your failure to comply with this section.
- Account Security: You agree to take reasonable measures to protect the security of your account, including choosing strong passwords and protecting those passwords from unauthorized access. AutoLoanAmarica.com implements robust security measures to protect your information, but we cannot guarantee absolute security. It is your responsibility to safeguard your login credentials.
- Account Use: You agree not to use or attempt to use another’s account without authorization from us or create a false identity on our service. AutoLoanAmarica.com reserves the right to disable any user account issued to you at any time in its sole discretion. If we disable access to an account bearing your credentials, you may be prevented from accessing our services, your account details, or any files or other content which is contained in your account.
- Termination of Account: You or AutoLoanAmarica.com may terminate your account at any time for any reason. To terminate your account, please contact our customer service. Upon termination, you will lose access to any data or services that require an account.
By completing the registration process, you signify your agreement to these Terms & Conditions, including our Privacy Policy and any other policies or agreements made part of these Terms by reference. If you do not agree to these terms, you should not register or use our services.
Data Policies
14. Data Collection and Use AutoLoanAmarica.com is committed to safeguarding your privacy. When you register with us, apply for a loan, or use our advisory services, we collect personal information including but not limited to your name, contact details, financial information, and identification documents. This information is used to:
- Assess your eligibility for loans and grants.
- Provide personalized financial advice.
- Facilitate the application process with financial institutions.
- Communicate with you about your account and the services we offer.
15. Data Protection We implement a variety of security measures to maintain the safety of your personal information. These include physical, electronic, and managerial procedures to safeguard and secure the information we collect online. Despite our efforts, no security measures are completely impenetrable, and we cannot guarantee the absolute security of your information.
16. Data Sharing and Disclosure AutoLoanAmarica.com does not sell, trade, or otherwise transfer to outside parties your personally identifiable information without your consent, except in the following circumstances:
- Service Providers: We may share your information with trusted third parties who assist us in operating our website, conducting our business, or servicing you, so long as those parties agree to keep this information confidential.
- Legal Requirements: We may disclose your information when we believe release is appropriate to comply with the law, enforce our site policies, or protect ours or others’ rights, property, or safety.
- Loan and Grant Applications: With your consent, we will share necessary information with financial institutions and grant-awarding bodies to facilitate your applications.
17. User Rights You have certain rights regarding your personal information, including:
- The right to access your personal data.
- The right to request correction of inaccurate data.
- The right to request deletion of your data, subject to legal and operational restrictions.
- The right to object to processing or to request restriction of processing.
- The right to data portability.
To exercise these rights, please contact us directly.
18. Data Retention We retain your personal information for as long as your account is active or as needed to provide you services, comply with our legal obligations, resolve disputes, and enforce our agreements.
19. Changes to Our Data Policies We may update this data policy from time to time. We will notify you of any changes by posting the new policy on this page. You are advised to review this policy periodically for any changes.
20. Contacting Us If you have any questions about our data policies, the practices of this site, or your dealings with this website, please contact us at support@autoloanamarica.com or 312-416-8673
GDPR and CCPA Compliance Statement
For EU Residents
AutoLoanAmerica.com is committed to protecting the privacy and security of our users’ data, in compliance with the General Data Protection Regulation (GDPR). If you are a resident of the European Union, you have the following rights under the GDPR:
- Right to Access: You have the right to request access to your personal data that we store and the rights to either rectify or erase your personal data.
- Right to Restriction of Processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
- Right to Data Portability: You have the right to receive the personal data concerning you, which you have provided to us, in a structured, commonly used, and machine-readable format, and you have the right to transmit those data to another controller without hindrance from us.
- Right to Object: You have the right to object to our processing of your personal data, under certain conditions.
- Right to Withdraw Consent: Where processing is based on consent, you have the right to withdraw that consent at any time.
To exercise any of these rights, please contact us using the contact information provided on our website. We will respond to your request within one month of receipt of the request.
CCPA Compliance Statement
For California Residents
In accordance with the California Consumer Privacy Act (CCPA), residents of California have the following rights:
- Right to Know: You have the right to request information about the collection, use, and sharing of your personal data over the past 12 months.
- Right to Delete: You have the right to request the deletion of your personal data that we have collected from you.
- Right to Opt-Out: You have the right to opt-out of the sale of your personal data.
- Right to Non-Discrimination: You have the right not to receive discriminatory treatment by us for the exercise of the privacy rights conferred by the CCPA.
To exercise these rights, please submit a verifiable consumer request to us by contacting us at the provided contact details. We will verify your request using the information associated with your account, including email address. Consumers can also designate an authorized agent to exercise these rights on their behalf.
Changes to Our Privacy Commitments
We reserve the right to amend these privacy commitments at any time. We will notify you of any changes by posting the updated terms on our website. Your continued use of our services after the posting of changes constitutes your acknowledgment and consent of such changes.
Contact Us
If you have any questions or concerns about our compliance with GDPR, CCPA, or any other privacy-related matters, please contact us at support@autoloanamarica.com or 312-416-8673